VEHICLE LOANS
OFCCU will finance any type of titled vehicle, including new and used:
m Cars m Trucks m SUVs m RVs m Motorcycles m Classic Cars m Boats m Jet Skis.
Click here to apply for a loan online.
Click here to check out all our Great Vehicle Loan Rates as of May 1, 2013.
Spring is here - You CAN afford a New or Used Vehicle with Our Rates as low as 2.20% APR*
Reduce your loan amount with a trade-in or a cash down payment or
borrow the total cost of the vehicle.
Choose 60 monthly payments* as low as:
$ 88.10 for $ 5,000 m m m $176.2 for $10,000
$264.30 for $15,000 m m m $352.40 for $20,000
Save BIG when You Refinance with OFCCU
Don't forget that you can also apply to refinance your current high rate auto loan from another lender with a low-rate OFCCU Auto Loan. Call Us!
Come on in for financing - apply online or on the phone
- even before you go shopping.
Get Pre-approved to find out how much car you can afford
OFCCU financing at many local dealers
Easy application online, by phone, or in person
$100 Gas Card Drawings
Smart Loans for those with not so perfect credit
* Subject to credit approval and based on each member's individual credit quality. Rates reflect .75% Service Usage Discounts. No down payment. 60 monthly payments of $17.62 for each $1,000 borrowed at 2.20% APR. Smart loans do not qualify for Service Discount Promotion and are limited to one per member. No other discounts apply. Rates in effect as of 5-1-13 and are subject to change. Call or check website for current rates. APR = Annual Percentage Rate
Indirect Lending
OFCCU has developed partnerships with Enterprise Cars Sales and Credit Union Acceptance Company, LLC (CUAC) to make the car buying process simple, pleasant and convenient for our members. Visit these websites first when looking for your next new or pre-owned vehicle.
Visit OFCCU's Auto Center Click here
Find new vehicle invoice values & MSRPs.
Request a vehicle quote from area dealer.
Find out what your current vehicle is worth.
Calculate monthly payments & much more.
Search for used vehicles in your area.
Get Pre-Approved for OFCCU financing.

Sell your current vehicle online.

Save yourself some money - maybe win a $100 Gas Card:
Receive up to .75% off your qualifying rate by using OFCCU services listed below:

.25% for repaying through ACH/Payroll Deduction

.25% for having a OFCCU Share Draft account with direct deposit of Net Check

.25% for having a OFCCU ATM/Master Money Debit Card

.25% for having a OFCCU Visa

.25% for purchasing a fuel-efficient vehicle (30-MPG)

Please Note: Smart Loans are excluded from Service Usage Discounts.

Finance a vehicle and you're entered in our monthly $100 Gas Card Drawing.

US Patriot Act requires Identity Verification on all new accounts.

Equal Opportunity Lender